Baby boomers, soon to be joining the senior population need more health care options now more than ever; Did you know that people aged 65 and older presently make up 14 percent of the population, that's more than 79 million Americans that will be taking advantage of Medicare health services. It is estimated that physician office visits will rise 27 percent, prescriptions will rise 35 percent, emergency and hospital stays will rise 37 percent, and nursing home use will rise 92 percent and that number will continue to increase as Americans continue to age. In 2010, the number of Americas aged 65 and older was 41million, and that number is predicted to double by the year 2045, when this happens you will see the need for medical needs skyrocket.
With the increase of aging baby boomers the need for more medical professionals will continue to rise as will the need for available health advocates for each health care member to navigate through the policy changes and what they may qualify for. Traditionally the government through Medicare has taken care of seniors; Medicare is the social insurance program funded entirely at the federal level and focuses on people 65 and older, persons with certain disabilities, and people of all ages with end stage renal disease- (when kidneys are only functioning at 10 to 15 percent of their normal capacity).
Did you know that more than 3.6 million people are homeless every night and 1.36 million are children; families with children represent 24 percent of the homeless. Today's homeless are not just ragged old men who don't want to work, the homeless population includes men, women, children and families, and unfortunately the number of homeless is continuing to rise. We know the economy is weak, and jobs are hard to find and although health care costs have risen in the past four years there are options, no on should go without health care or a place to live.
Altegra Health assists people who qualify to apply for "Extra Help" (or Low Income Subsidy's, this program , run by the Social Security Administration pays for, reduces or eliminates your Medicare Part D prescription drug premium, co-pays and deductibles. Altegra also helps eligible members take advantage of money-saving social programs; from energy, nutrition and telephone cost assistance to transportations and property tax programs. With an extensive data base of over 7,500 public and privately sponsored programs throughout the 50 states Altegra health advocates in a single interview can determine what programs seniors may be eligible for. From there, the appropriate applications are completed electronically for submission to the program sponsor, letting the savings come to seniors all the more speedily, which all adds up to more savings for low-income adults.
Many low-income adults do not even know how to begin the process of receiving money saving benefits yet studies show that bankruptcy rates among the elderly are rising due to Americans accumulating massive credit card debt while trying to cover medical and living expenses. Far too many seniors planned on financing their retirement on their Social Security and unfortunately have learned the hard way that there just is not enough money to go around with the bad economy, and rising health care costs. Some retirees have unexpected health problems that have drained their accounts, and others are still lending a helping hand to their adult children.
As the baby boomer generation enters retirement there is no choice in the health care industry but to raise costs on health care due to the demand, however with that said, because supply and demand will eventually even up the programs available for low-income individuals, low-income subsidy will also keep up with demand, which allows all baby boomers/seniors to work with a health advocate at Altegra and apply for those programs which allows members to participate in Medicare Advantage programs saving them thousands of dollars in medical costs.
With the increase of aging baby boomers the need for more medical professionals will continue to rise as will the need for available health advocates for each health care member to navigate through the policy changes and what they may qualify for. Traditionally the government through Medicare has taken care of seniors; Medicare is the social insurance program funded entirely at the federal level and focuses on people 65 and older, persons with certain disabilities, and people of all ages with end stage renal disease- (when kidneys are only functioning at 10 to 15 percent of their normal capacity).
Did you know that more than 3.6 million people are homeless every night and 1.36 million are children; families with children represent 24 percent of the homeless. Today's homeless are not just ragged old men who don't want to work, the homeless population includes men, women, children and families, and unfortunately the number of homeless is continuing to rise. We know the economy is weak, and jobs are hard to find and although health care costs have risen in the past four years there are options, no on should go without health care or a place to live.
Altegra Health assists people who qualify to apply for "Extra Help" (or Low Income Subsidy's, this program , run by the Social Security Administration pays for, reduces or eliminates your Medicare Part D prescription drug premium, co-pays and deductibles. Altegra also helps eligible members take advantage of money-saving social programs; from energy, nutrition and telephone cost assistance to transportations and property tax programs. With an extensive data base of over 7,500 public and privately sponsored programs throughout the 50 states Altegra health advocates in a single interview can determine what programs seniors may be eligible for. From there, the appropriate applications are completed electronically for submission to the program sponsor, letting the savings come to seniors all the more speedily, which all adds up to more savings for low-income adults.
Many low-income adults do not even know how to begin the process of receiving money saving benefits yet studies show that bankruptcy rates among the elderly are rising due to Americans accumulating massive credit card debt while trying to cover medical and living expenses. Far too many seniors planned on financing their retirement on their Social Security and unfortunately have learned the hard way that there just is not enough money to go around with the bad economy, and rising health care costs. Some retirees have unexpected health problems that have drained their accounts, and others are still lending a helping hand to their adult children.
As the baby boomer generation enters retirement there is no choice in the health care industry but to raise costs on health care due to the demand, however with that said, because supply and demand will eventually even up the programs available for low-income individuals, low-income subsidy will also keep up with demand, which allows all baby boomers/seniors to work with a health advocate at Altegra and apply for those programs which allows members to participate in Medicare Advantage programs saving them thousands of dollars in medical costs.
About the Author:
Medicare member retention begins with Altegra Health, where providing excellent member services helps protect members from gaps in Medicare coverage.
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